EM FINANCE CORPORATION Pty Ltd - Application

Suite 9, 2 Kochia Lane, Lindfield NSW 2070 • PO Box 207, Pymble NSW 2073 • Telephone: (02) 9416 4999 Facsimile: (02) 9416 2999 Email: finance@emarketing.au.com

PRIVACY ACT ACKNOWLEDGEMENT AND AUTHORITY

TO: EM FINANCE CORPORATION PTY LIMITED ACN 097 851 324 (“EMFC”) - I give the following consents to EMFC; EMFC AND A CONSUMER OR COMMERCIAL CREDIT REPORTING AGENCY: To the extent allowed by the Privacy Act, I consent to EMFC obtaining from or providing to any consumer or commercial credit reporting agency information about me for the purpose of:

• assessing my application;
• collecting any overdue payments from me;
• keeping my information file accurate and up-to-date as required by the Privacy Act.

The information which may be given to a credit reporting agency includes:

• Identity particulars and the fact that I have applied for credit and the amount;
• The fact that EMFC is a credit provider to me;
• The credit provided to me by EMFC has been paid or otherwise discharged;
• Payments which become overdue more than 60 days, and for which collection action has commenced, and advice that the payments are no longer overdue;
• In specified circumstances, that in the opinion of EMFC I have committed a serious credit infringement;
• Cheques drawn by me which have been dishonoured more than once.

I acknowledge that delinquent or overdue amounts can be given to collection agencies I give EMFC authority to assess my application at an amount different to that applied for and for which approval would be given.

EMFC AND ANOTHER CREDIT PROVIDER:

I consent to EMFC obtaining information about me from, or providing that information to another credit provider for the purpose of assisting EMFC or the other credit provider in assessing any credit application by me, or in admistering or enforcing my account with EMFC or the other credit provider.

EMFC AND MY BANK:

For the purpose of correctly identifying the bank account from which loan repayments are to be made, I consent to EMFC obtaining from my bank, confirmation of my Bank- State-Branch (BSB) and account number details.

CONSENT FOR EMFC TO OBTAIN CONFIRMATIONS:

If EMFC considers it relevant in assessing my application, I consent to EMFC obtaining confirmation of my income, employment and / or residential information.

ACKNOWLEDGMENTS 1. I certify that the information I have given on this form is complete and correct. 2. I am not a registered bankrupt nor have I been served a Writ of Execution.